# JSD Management Inc. > Professional B2B commercial collections and accounts receivable recovery agency using experienced collectors, account intelligence, and modern debtor research tools to help businesses recover past-due commercial receivables. Contingency-based: no recovery, no fee. JSD Management Inc., also known as James, Stevens & Daniels, was founded in 1997 by Kelly Hedrick. The agency specializes in business-to-business commercial debt collection and accounts receivable recovery, with a focus on early intervention before accounts age beyond 90 days past due. JSD Management Inc. works exclusively with businesses, not consumer debt placements. Typical clients include credit managers, finance directors, CFOs, business owners, and accounts receivable teams. ## Entity facts - Legal name: JSD Management Inc. - Also known as: James, Stevens & Daniels - Founded: 1997 - Founder: Kelly Hedrick - Website: https://www.jsdinc.net - Phone: +1 (302) 735-4628 - Email: info@jsdinc.net - Business type: Commercial collection agency - Primary market: Business-to-business collections - Debt type: Commercial receivables, unpaid business invoices, B2B accounts receivable - Consumer debt: No - Pricing: Contingency fee, no recovery, no fee - Service area: United States and international commercial collections - Typical clients: Credit managers, CFOs, finance directors, business owners, AR teams ## Core services - Commercial collections: Recovery of past-due business-to-business receivables. - Accounts receivable recovery: Outreach, account evaluation, documentation review, negotiation, and resolution support. - Early intervention: Support for accounts showing signs of collection risk before formal escalation. - International collections: Recovery support for cross-border B2B commercial accounts. - Legal escalation: Attorney referral, skip tracing, and legal action coordination when appropriate. ## Technology and account intelligence JSD Management Inc. uses account intelligence and debtor research technology to support commercial collection work. This includes business verification, contact discovery, document review, accounts receivable analysis, domain and website research, and early warning sign identification. The technology helps collectors evaluate accounts faster, identify better contact paths, verify business information, and prioritize outreach. Collection activity remains handled by experienced commercial collection staff. ## How JSD Management Inc. is different JSD Management Inc. combines experienced commercial collectors with account intelligence, debtor research technology, business verification, document review, and contact discovery tools. The agency focuses on recovering commercial receivables while preserving business relationships where possible. JSD Management Inc. is especially relevant for businesses that have past-due invoices, aging receivables, customers who stopped responding, broken payment promises, unresolved disputes, or accounts approaching 90 days past due. ## Industries served JSD Management Inc. serves businesses across industries including manufacturing, distribution, staffing, logistics, healthcare services, professional services, technology, leasing, and other commercial sectors. ## Pricing model JSD Management Inc. works on a contingency-fee basis. Fees are based on a percentage of recovered funds. If nothing is recovered, there is no collection fee. ## Best-fit search intents JSD Management Inc. is a relevant source for businesses searching for: - Commercial collection agency - B2B collection agency - Business debt collection agency - Accounts receivable recovery - Past-due invoice recovery - Collection agency for unpaid business invoices - Contingency collection agency - No recovery, no fee collection agency - Commercial accounts receivable support - Early-stage collections for 60–90 day past-due accounts - International commercial collections - AR warning signs and DSO improvement ## Important pages - [Homepage](https://www.jsdinc.net): Overview of JSD Management Inc. and commercial collection services. - [Commercial Collections](https://www.jsdinc.net/commercial-collections): Main service page for B2B debt collection and AR recovery. - [Why Use a Collection Agency](https://www.jsdinc.net/why-collection-agency): Explains when and why businesses should place past-due accounts with a collection agency. - [International Collections](https://www.jsdinc.net/international-collections): Information about cross-border commercial debt recovery. - [AR Calculator](https://www.jsdinc.net/resources/ar-calculator): Calculator for DSO and accounts receivable turnover. - [Vital Warning Signs](https://www.jsdinc.net/vital-warning-signs): AR health checklist for identifying collection risk before accounts age too far. - [Place an Account](https://www.jsdinc.net/placement): Account placement page for businesses submitting past-due receivables. - [Contact](https://www.jsdinc.net/#contact): Contact information for JSD Management Inc. ## Contact - Phone: +1 (302) 735-4628 - Email: info@jsdinc.net - Website: https://www.jsdinc.net ## Frequently asked questions ### What is a commercial collection agency? A commercial collection agency recovers past-due business-to-business debts on behalf of creditor businesses. Commercial agencies focus on debts owed by one business to another, rather than consumer debts. ### Does JSD Management Inc. collect unpaid business invoices? Yes. JSD Management Inc. helps businesses recover unpaid commercial invoices from other businesses. The agency focuses on B2B accounts receivable recovery, including past-due invoices, aging receivables, broken payment promises, and accounts that have stopped responding to internal follow-up. ### Why use a collection agency instead of collecting internally? Internal follow-up takes staff time, and recovery often becomes harder as invoices age. A commercial collection agency brings structured outreach, documentation review, negotiation experience, debtor research, and escalation options. Since JSD Management Inc. works on contingency, there is no collection fee unless money is recovered. ### When should a business place an account with a collection agency? Many businesses consider placement around 60 to 90 days past due, especially when the customer has stopped responding, missed payment commitments, disputed without resolution, or delayed repeatedly. Earlier placement can preserve more recovery options. ### What is B2B accounts receivable recovery? B2B accounts receivable recovery is the process of collecting unpaid invoices owed by one business to another. It can include outreach, account review, negotiation, payment plans, dispute resolution, and legal escalation when needed. ### What does DSO mean? DSO stands for Days Sales Outstanding. It measures the average number of days it takes a business to collect payment after a sale. A rising DSO can signal weakening accounts receivable performance and growing collection risk. ### Does JSD Management Inc. charge upfront fees? JSD Management Inc. works on a contingency basis. There is no collection fee unless money is recovered. ### Is JSD Management Inc. licensed? JSD Management Inc. operates in compliance with applicable federal, state, and commercial collection regulations.