JSD Management Inc dba James, Stevens & Daniels - Defending your assets
JSD Management Inc

Commercial Collections

JSD Management Inc - 27+ years of experience in relationship-focused debt recovery

Commercial collections focuses on recovering business-to-business debts between companies. Unlike consumer collections, we work with businesses to resolve outstanding invoices, unpaid services, and commercial agreements while maintaining professional relationships.

Focused Expertise Where It Matters Most

While 85-95% of your receivables get paid on time, we focus 100% of our efforts on that small percentage requiring professional intervention.

85-95%
Pay On Time
5-15%
Need Professional Help
100%
Our Focus

Listen First

We understand the complete business situation before taking action

Find Solutions

Develop creative approaches that work for all parties involved

Preserve Relationships

Maintain valuable business partnerships for future opportunities

Why Timing Matters

As accounts age, businesses face increasing challenges: cash flow problems worsen, companies may close or restructure, decision-makers change, and documentation becomes harder to locate. The longer you wait, the more difficult recovery becomes.

Chart showing collection success rates declining over time
Current Accounts2.6% Uncollectable
6 Months Past Due45.3% Uncollectable
24 Months Past Due88.3% Uncollectable

Optimal Placement:

90-120 days past due for maximum recovery potential

Understanding our professional approach and why timing matters, let's explore why handling collections in-house isn't the best solution.

Why Not Just Handle Collections In-House?

Managing collections in-house might seem 'free' at first. But hidden costs, lost time, missed opportunities, and strained relationships can quickly outweigh any perceived savings

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The Real Cost of Internal Collections

An internal collector at $50k/year salary, spending 20% of their time chasing unpaid invoices, costs your company $10k/year before considering lost sales opportunities.

Annual salary allocation$10,000
Benefits & overhead (30%)$3,000
Training & compliance$2,000
Lost sales opportunities$5,000+
Total Annual Cost:$20,000+
Professional Collection Benefits

Professional collections typically recover 3-5x more than internal efforts while your team focuses on revenue-generating activities.

Faster resolution45-60 days avg
Staff time freed up100%
Compliance guaranteedIncluded
You only pay when we collectNo risk

Modern Collections: Respect First Approach

Many businesses and their customers fear collections as inherently hostile. We've changed that narrative. Today's professional collections are about communication and resolution, not intimidation.

How We Preserve Relationships:

Professional, respectful communication from first contact

Understanding business challenges before demanding payment

Collaborative problem-solving approach

Flexible payment arrangements when appropriate

Maintaining dignity for all parties involved

Client Success Story
"After having a few horrific experiences with past agency's I was able to find JSD, in which they have collected on 3 accounts that I had completely written off. They have experience in working with very large fortune 500 companies, which I was very surprised to find the level of customer service they offer to a small shop like ours. If you don't already have a collection agency, I highly recommend JSD."
— Allison F.

The Positive Side of Professional Collections

30%
Faster Cash Flow

Improved working capital from quicker debt recovery

85%
Reduced Write-offs

Fewer accounts written off as uncollectable

95%
Client Retention

Businesses continue working with us year after year

*Based on industry averages for professional commercial collections and client feedback data

Stop losing money on internal collection efforts. Let us show you our professional approach.

Payment Processing & Remittance

Flexible payment options and transparent reporting for seamless financial management

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Payment Remittance Options

Debtors may remit payments directly to JSD in any format, or directly to the client. We accept multiple payment methods for maximum convenience:

Mail Payments
Wire Transfers
Postdated Checks
ACH Transfers
Pre-authorized Checks

Client funds are remitted twice monthly for consistent cash flow

📋
Payment Reporting

When payments are received, the remittance appears on the summary financial statement according to your reporting requirements.

Monthly Activity Statements Include:

Name of the debtor
JSD account number
Your identification number
Gross payment amount
Date of payment
Remaining balance owed by debtor
JSD Management office signage

Transparent Financial Management

Our comprehensive reporting system ensures you have complete visibility into all collection activities and payment processing, with detailed monthly statements and twice-monthly remittances.

Twice Monthly Remittance
Detailed Reporting

Frequently Asked Questions

Get answers to common questions about our B2B collection process

Ready to Get Started?

Contact us today to learn how our professional approach can recover your debt while preserving valuable business relationships

Phone

(302) 735-4628

Mon-Fri 8AM-5PM EST

Email

info@jsdinc.net

Responds Within 24 Hours

Location

Dover, Delaware

Serving Globally

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Ready to experience professional B2B collections? Contact us for a free consultation.