JSD Blog
Analysis of the systems, decisions, data, and outcomes that shape commercial receivables.
Featured Perspective
Placing the same commercial account with two collection agencies can leave a debtor waiting for the numbers to line up and two agencies billing for the same installments.
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09 / 24The government's own forecasters say costs will come down, eventually, and not soon enough to help this winter.
No matter how well a company manages receivables, one account will outlast its internal efforts. What happens inside the company after placement decides whether the agency can collect it.
A federal judge in Maryland ruled that collection texts are not telephone solicitations and that vendor paperwork can defeat an autodialer claim. Here is what that means for anyone texting a past-due business customer.
Diesel hit a record $6.53 a gallon and at least 16 trucking companies filed for bankruptcy. For anyone who sells to carriers, the warning shows up on the aging report first.
A settlement discount can arrive with a tax bill the customer never priced in, and a Form 1099-C may never show up to warn them.
Treasury yields just posted their sharpest weekly jump in years. The customers quietly stretching your payment terms may be financing themselves with the difference.
Factory announcements keep piling up while manufacturing construction spending runs 22% below last year. The gap between the two is where a supplier's receivables risk actually lives.
A higher prime rate makes receivables gaps more expensive to bridge while cost pressure gives customers another reason to pay later.
Business bankruptcy filings are accelerating, especially among smaller companies. The first warning often appears in payment behavior long before it reaches a court docket.
